CLAIMS PROCEDURES - RATE EVALUATIONS
Workers’ compensation experience
How are rates calculated?
Combining similar employers and experiences equals greater discounts and savings.
$55,523 Initial annual premium, EM = 1.10 (penalty rated)
EM = .95 (now credit rated)
“They have an experienced, courteous, and professional staff, and they have helped our company to effectively manage our workers’ compensation claims and control our premium costs.”
–John S. Santisi, President
Phoenix Supermarkets, Inc.
Base-rated employer in group
$7,588 Initial annual premium, EM = 1.00 (base rated)
Drug-Free Workplace Program (DFWP)
DFWP and Drug-Free EZ advantages
Saving with DFWP
Transitional Work GRANT$
Saving with transitional work
Keys to financial management