The development and implementation of an aggressive and effective risk management program provides employers with an excellent opportunity to manage workers’ compensation costs.

An effective cost management program may include:

• Total claims administration
• Medical cost controls
• Rehabilitation services
• Claims investigation
• Safety program development, training and education
• An effective management reporting system

The five types of employers which can utilize these services are:

• State-funded employers
• Public employers
• Group-rated employers
• Self-insured employers
• Retrospective-rated employers